Triple coupons came to town this week - most of these items were free or nearly free!
So much for coming back in July, eh?! For the first few months we were in the house it seemed as though every time we thought we were almost settled, something would happen - plumbing woes, renovation delays, never-ending painting projects - to throw everything back into chaos. October was the first relatively calm, normal month since we moved, and I have all of its numbers right here at my disposal so I want to post them now, quick, before something breaks or floods! They'll be followed, eventually, by numbers for all the months when I was MIA.
What We Earned
Between my take-home pay of $1,768.06 and additional earnings of $617.98 (thanks to surveys and online focus groups, trading in old books and selling a bunch of unwanted gift cards) our October income totaled $2,386.04.
What We Spent
This was an unusually "spendy" month thanks to several birthdays (and there are more coming up, argh!), an unexpected home repair and having to take a furry new family addition to the vet for his annual checkup. Our expenses, which totaled $1,679.81, were as follows:
$809.53 - Mortgage payment
$29.22 - Electric bill
$150.93 - Nelly's health insurance
$14.79 - Auto fuel
$48.05 - Cable and Internet
$50.09 - Gifts
$110.59 - Grocery and household
$3.24 - Hobbies
$27.77 - Natural gas service
$8.07 - Home improvement store
$58.06 - Water bill (paid quarterly, on average we spend only $19 per month on water)
$31.63 - Sewer service
$7.99 - Netflix
$149.52 - 30 lbs. of healthy pet food + vet visit
$160 - Plumber
$9.48 - Newspaper subscription
$10.85 - USPS
What We Saved
We saved a total of $706.23 in October, including my regular monthly retirement account contribution of $416.66. I'll update this post with an official tally of our year-to-date savings once I've entered the information for the previous months I missed.